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Category: Finance

Budget and the Bourses

Budget boosts bourses, Sensex rises over 1,000 points (Ld)

The budget 2021 has been a boon for the equity market as there has been no increased tax rates and an increased expenditure on part of the government. Proposal of disinvestment of 2 PSUs including LIC and formation of bad banks has led to Bank Nifty soaring to new heights.

Budget and the Bourses 

On 1st February 2021, Finance Minister Nirmala Sitharaman had presented Budget 2021 & on the very same day stock market went up by 2300 points. What could be the possible reasons for the same? 

Budget 2021- A Budget like never before

Budget 2021: Income tax, common man's expectations, Covid 19 challenges and  more - this market expert answers all questions | Zee Business

The Union Budget 2021 has been a common man’s budget with a key focus on ease of living. It has drastically increased healthcare spending, made space for infrastructure, and laid out a plan for divesting two PSU banks, all aimed to dig an economy out of a pandemic-induced slump.

Budget 2021- A Budget like never before

On 1st February 2021, Union Minister Nirmala Sitharaman presented the Union Budget 2021 applicable over the previous year 2021-22 and assessment year 2022-23. The key highlights of the budget were Increased Capex (Capital Expenditure), no change in Income Tax slabs, Agriculture Infrastructure & Development cess on petrol & diesel, Increase in FDI limit for Insurance Sector and setup of Bad Banks. We are going to discuss in detail all these points and a few more announcement which are significant for the economy.

DECODING THE ROLLER-COASTER JOURNEY OF MICROMAX

Many millennials will definitely remember the thrill of using a landline to make personal calls, that was most often placed in the living room. Around that time, the birth of feature phones was a big revelation and wireless internet was the new fad in town. 

These disruptions soon reached their peak with the launch of smartphones. So much such that India currently is the second largest smartphone market globally where 134 million smartphones were sold in 2017 and also the largest growing smartphone market according to Morgan Stanley. Reports suggest that high sales volume and favourable average consumer behaviour are enticing to foreign players. 

MUTUAL FUNDS

A mutual fund is a company that pools capital from numerous investors and invests it in securities like stocks, bonds, and short-term debt. They are operated by professional capital managers, who allocate the fund’s assets and attempt to produce capital gains or income for the fund’s investors. The combined holdings of the mutual fund houses are referred to as their portfolio. Investors buy shares in mutual funds. Each share stands for an investor’s part ownership within the fund and thus the income it generates.

TIME VALUE OF MONEY

Time value of money (TVM) is the idea that money that’s available at this time is worth quite an equivalent amount within the future, thanks to its potential earning capacity. This core principle of finance holds that provided money can earn interest, any amount of cash is worth more the earlier it’s received. One among the foremost fundamental concepts in finance is that cash features a value attached thereto . In simpler terms, it might be safe to mention that a ruppee was worth more yesterday than today and a ruppee today is worth quite a ruppee tomorrow. Time value of money (TVM) may be a useful gizmo in helping you understand the price of money in reference to time.
Every financial decision you create has an impression on your quality of life and therefore the ability to enjoy the items you’re keen on.
The compound rate of interest takes under consideration the value of money, which suggests, for each individual the worth of cash changes depending upon when he receives it. Compounding refers to generating earnings from previous earnings i.e, ability of an asset to get earnings, this is often a crucial concept to know in finance.
With continuous compounding, any interest earned immediately begins earning interest on itself.” Einstein allegedly called compounding interest “the greatest mathematical discovery of all time.

How to take investment decisions during uncertainties?

                                                                      

The qualms, questions, and the alarming consequences that the sudden outburst of the coronavirus pandemic has transported to the lives of every individual and on the economy as a whole are appalling. It has had sweeping impacts not only on professional but also on a personal level as well. Progressively, the trades are gathering strength to respond to uncertainties and synchronizing with the goings-on. Although, it does not seem easy to instantly get back to the track, but not impossible. It will take some time to surpass this dark phase that emerged for leaders and entrepreneurs. These firm circumstances have brought hurdles not only for the businesses but also for the investors. As the shares and market price is going down day by day, the trust of the stockholders from the share markets is flouting steadily.

THE CLOUT OF CORPORATE SOCIAL RESPONSIBILITY

According to the United Nations Industrial Development Organization, Corporate Social Responsibility (CSR) can be defined as “a management concept whereby companies integrate both social and environmental concerns in their business operations and interactions with shareholders“. In simple words, CSR represents all those activities that are performed by a business to contribute to various social, environmental, and economic aspects of society. This can be understood as a ‘symbiotic relationship’- a business acts to benefit the society in return for extracting and exploiting its resources for its economic interests. 

EXPERIENCE FINANCIAL GROWTH

Investing isn’t that easy as it may seem to be! You need to analyze personal goals, research about the available options you have, know about the relevant assets you want to invest in, time for entry and exit, and whatnot! To make things easy, here are 5 top investment options one should look for while saving for their financial future. 

DECRYPTING CRYPTOCURRENCIES

Cryptocurrency is a digital or virtual currency used for exchange of goods and services online. Unlike physical currency, cryptocurrencies are intangible and cannot be printed for manual usage but instead are secured by cryptography; which makes it impossible to be forged or replicated.

FINANCE FLINGS WORTH KNOWING

Finance is no rocket science but mere management and control of large amounts of money by the government in particular playing the main role in the economy. Simply put, dealing with the monetary resources and its related affairs is finance.

However, the proliferation of technology and advancements has diversified the scope and finance and introduced a complicated terminology difficult to apprehend. The article lists some of the most interesting terms used in the finance world along with their easy interpretations.

MORE FINANCE FLINGS WORTH KNOWING

 Finance is no rocket science but mere management and control of large amounts of money by the government in particular playing the main role in the economy. Simply put, dealing with the monetary resources and its related affairs is finance.

However, the proliferation of technology and advancements has diversified the scope and finance and introduced complicated terminology difficult to apprehend. The article lists some of the most interesting terms used in the finance world along with their easy interpretations.